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Zero Debt: The Ultimate Guide To Financial Freedom
The Free Online Edition
Table of Contents
- Start Here
- Scam Alerts
- Week 1 Overview
- Day 1: Stop the Flood of Credit Card Offers
- Day 2: Make a Resolution to "Stop Digging"
- Day 3: Put All Your Debts in Writing
- Day 4: Order Your FICO® Score
- Day 5: Call Your Creditors and Negotiate
- Day 6: Switch Credit Cards if Necessary
- Day 7: Always Exceed the Minimum Payment Due
- Week 2 Overview
- Day 8: Dispute Any Inaccuracies in Your Credit
- Day 9: Educate Yourself About Your Legal Rights
- Day 10: Stop Collection Agency Harassment
- Day 11: Prevent Identity Theft to Protect Your Credit
- Day 12: Set Up a Good Filing System
- Day 13: Face the Truth About Your Situation
- Day 14: Create SMART Financial Goals
- Week 3 Overview
- Day 15: Get the Money to Pay for Your Goals
- Day 16: Scrutinize Your Spending
- Day 17: Make A Realistic Budget
- Day 18: Find Ten Ways to Cut Your Spending
- Day 19: Adopt Five Lifestyle Changes to Save More Money
- Day 20: Adjust Your W-4 Witholdings If You Get A Refund
- Day 21: Sell or Donate Stuff You Don't Want, Use or Need
- Week 4 Overview
- Day 22: Find A Way to Generate Additional Income
- Day 23: Apply for A Home Equity Loan or Equity Line of Credit
- Day 24: Refinance Your Auto Loan
- Day 25: Pick A Proper Debt Payoff Strategy
- Day 26: Weigh the Pros and Cons of Debt Management Plans
- Day 27: Evaluate Your Existing Insurance Coverage
- Day 28: Create A Will
- Week 5 Overview
- Day 29: Open A "Hands Off" Account and Set Up an Automatic Savings Plan
- Day 30: Prepare to Become A Positive Role Model
- Day 31: Address any Other Money Woes, Credit Issues, or Special Circumstances
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